Everything your team needs, built in
Your Digital Front Office
All forms, client profiles and field data — always at your fingertips, even without internet.
What the platform gives your institution
Every step from first contact to disbursement runs on one configurable workflow, so nothing sits in someone’s inbox and every hand-off is recorded.
Head office, branches and field officers all work from the same live data — tasks assigned, progress visible, no spreadsheets passed around.
Works in areas with no connectivity. Officers capture full assessments on the device, and everything syncs automatically the moment a connection returns.
Credit, social, climate and nature-related indicators feed one scoring model, so the decision reflects the client’s whole reality rather than collateral alone.
Each client and plot is located precisely, which is what makes hazard exposure, crop suitability and branch coverage analysis possible.
TLS 1.3, AES-256 encryption and OAuth 2.0 authentication — bank-grade protection at every layer, with data residency options.
The YAPU software completely changed the way we work. Now we can really use the data of our customers — and operational costs were reduced by 50%.
Ready to transform your lending operations?
Join 60+ institutions already using YAPU to lend smarter.