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CLIMATE SNAP
Two-input climate-risk API
RESILIENCE SCAN
10-day A&R taxonomy sprint
A&R LEADERSHIP LAB
Management & board workshop
Investor Services
Strategy, certification & impact measurement
Data Insights
Credit, climate & performance analytics
Digital Tools
App & API builder for field teams
Social FinTech · Berlin

Smart finance.
People first.

Digital tools and consulting services that help banks, microfinance institutions and investors lend fairly, manage climate risk and prove their impact.

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The YAPU platform

Products and Services built for resilient lending

The software backbone for institutions — from client assessment at transaction level to portfolio-wide reporting.

Investor Services

Strategy development, portfolio certification, impact measurement and alignment with leading international climate risk frameworks (IFRS S1/S2, Basel framework).

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Data Insights

Credit, climate and performance analytics that turn the data you already gather into climate-smart decisions, recorded at the transaction level, disaggregated at the portfolio level.

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Digital Tools

An offline-first field app and API platform that enables digital data collection, field operations, and better credit decisions, aligned with the climate reality of the borrower.

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Turnkey solutions

Three sprints to qualify for your institution for climate finance

Fast, focused engagements that turn what you already do into financeable, reportable climate action.

CLIMATE SNAP

Instant climate-risk visibility from just two data points — geolocation and activity — scored in real time across your whole portfolio.

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RESILIENCE SCAN

Reveal the Adaptation & Resilience finance you already provide — a 10-day sprint that turns field experience into a financeable taxonomy.

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A&R LEADERSHIP LAB

Align your leadership on clear A&R Finance cornerstones in a focused management & board workshop.

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Who we work with

We work with a wide range of actors within the climate finance ecosystem.

Microfinance institutions

Assess more clients, faster, without losing the human touch.

Banks & lenders

Quantify climate & ESG risk across the whole loan book.

Impact investors

Monitor portfolios and prove impact in real time.

Trusted by
27 LOGO SLOTS — AWAITING TRANSPARENT PNG / SVG
[ LOGO ]United Nations
[ LOGO ]IDB Invest
[ LOGO ]IDB Lab
[ LOGO ]BNP Paribas
[ LOGO ]FMO
[ LOGO ]Fondation Grameen
[ LOGO ]SIDI
[ LOGO ]CAF
[ LOGO ]Enclude
[ LOGO ]European Microfinance
[ LOGO ]Rice Exchange
[ LOGO ]IFAD
[ LOGO ]United Nations
[ LOGO ]IDB Invest
[ LOGO ]IDB Lab
[ LOGO ]BNP Paribas
[ LOGO ]FMO
[ LOGO ]Fondation Grameen
[ LOGO ]SIDI
[ LOGO ]CAF
[ LOGO ]Enclude
[ LOGO ]European Microfinance
[ LOGO ]Rice Exchange
[ LOGO ]IFAD
[ LOGO ]Génesis
[ LOGO ]Banco de Loja
[ LOGO ]RFD
[ LOGO ]Codesarrollo
[ LOGO ]Fundecooperación
[ LOGO ]BFA
[ LOGO ]Banco Adopem
[ LOGO ]Banco de la Mujer
[ LOGO ]Banque Agricole
[ LOGO ]Coomultagro
[ LOGO ]Tulcán
[ LOGO ]Guaranda
[ LOGO ]CAURIE
[ LOGO ]COMUBA
[ LOGO ]Nitlapán
[ LOGO ]Génesis
[ LOGO ]Banco de Loja
[ LOGO ]RFD
[ LOGO ]Codesarrollo
[ LOGO ]Fundecooperación
[ LOGO ]BFA
[ LOGO ]Banco Adopem
[ LOGO ]Banco de la Mujer
[ LOGO ]Banque Agricole
[ LOGO ]Coomultagro
[ LOGO ]Tulcán
[ LOGO ]Guaranda
[ LOGO ]CAURIE
[ LOGO ]COMUBA
[ LOGO ]Nitlapán
Global presence

Operations across three continents. Clients across the globe

Supporting financial institutions and development organizations in building resilience finance for the most vulnerable.

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Institutions supported
YAPU officesActive regionsPartner countries · tap a card to highlight

Latin America

24 countries

Africa

11 countries

Asia

2 countries

Ready to lend for resilience?

Start in the app today, or talk to us about your portfolio — we'll tailor a path for your institution.

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